Who is eligible?
Owner-occupants of single-family homes who meet the household size and income limits as published annually by the Department of Housing and Urban Development Section 8 Income Limits. Please see image below for household size and income eligibility.
What kind of repairs can be made?
Assistance provided by the program must be used for the correction of housing code violations which are dangerous or injurious to the occupants. HIP has established its own rigid specifications for home repairs which meet or exceed existing housing standards.
Improvements considered as eligible repairs will be determined by the Inspector at the time of inspection.
Improvements considered to be ordinary repairs, home maintenance, cosmetic in nature, or general property improvements will not be considered eligible repairs under HIP.
Along with financial assistance, HIP also provides, at a minimum, the following:
- An initial inspection to determine what work needs to be done. This inspection provides a basis for the work specifications;
- A lead hazard inspection will be performed as required by HUD regulations;
- A follow-up inspection to ensure accuracy of the specifications and to allow the homeowner to select contractors;
- Work-in-progress inspections to monitor each contractor's performance (as necessary);
- A final inspection to close out the job.
All financial assistance shall be in the form of a Deferred Payment Loan. The DPL will pay the cost of improvements (rehabilitation work which includes Health, safety, and Code Items) up to $20,000.00. Deferred Payment Loans work this way:
- You borrow the money from the program to help pay for the repairs;
- There is NO INTEREST CHARGE;
- There is NO MONTHLY PAYMENT;
- When title to your property is transferred either by sale, when your estate is settled, by gift, or otherwise, you repay to the program the same amount you borrowed;
- Your repayment is put back into the fund for use by other homeowners.
Rehab Office: (856) 751-2242